Urban Honolulu: Economy & Jobs

Median household income in Urban Honolulu is $86,504 (1.2× below Honolulu County median $99,816; 1.1× below Hawaii median $95,236), with homes at a median value of $843,400. The surrounding county supports 453,193 jobs (avg $69,851).

Income & Affordability

Median household income $86,504 — below the Hawaii median ($95,235). Poverty rate 11.9% (U.S. average ~12.5%). 45% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income9.7×
Affordability · Home Affordabilityvery expensive
Affordability · Rent Pct Income24.7%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened44.6%
Affordability · Poverty Rate11.9%
Affordability · Property Tax Pct Income2.9%
Irs Income · IRS tax returns filed$476,670
Irs Income · Total Adjusted Gross Income (thousands)$41,723,207
Irs Income · Average AGI per return$87,531
Irs Income · Year2022
Income Estimate$97,346
Median Household Income$86,504 (vs Hawaii $95,236)
Poverty Rate11.9%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelupper-middle
Economic Character · Median Income$86,504

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.0% — below the U.S. average of ~4%. 10% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min21.90
Commuter Profile · Work From Home Pct9.8%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)453,193
Employment · Total annual wages (county)$31,656,038,299
Employment · Average annual pay$69,851
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment616,980
Unemployment Rate3.0% (vs Hawaii 4.8%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms709
Agriculture · Land In Farms Acres8,914
Agriculture · Avg Farm Size Acres12.60
Agriculture · Top CommoditiesSod, Crop Totals, Vegetable Totals, Fruit & Tree Nut Totals, Animal Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)20,964
Business Patterns · Total Employees330,476
Business Patterns · Annual Payroll Thousands19,071,578
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores164
Local Businesses · Convenience Stores98
Local Businesses · Liquor Stores47
Local Businesses · Gas Stations130
Local Businesses · Department Stores8
Local Businesses · General Merchandise19
Local Businesses · Clothing Stores146
Local Businesses · Pet Stores26

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants808
Dining Scene · Fast Food1,022
Dining Scene · Bars124
Dining Scene · Coffee Snacks342

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

Central Pacific Bank
KANEOHE BRANCH · 46-077 Kamehameha Hwy · 96744
First American Trust, FSB
FIRST AMERICAN TRUST FSB - HAWAII BRANCH · 1177 Kapiolani Blvd · 96814
Finance Factors, Ltd.
KAIMUKI BRANCH · 3408 Waialae Ave · 96816
First Hawaiian Bank
First Hawaiian Bank · 999 Bishop St · 96813
Bank of Hawaii
WAIANAE BRANCH · 86-120 Farrington Hwy · 96792
American Savings Bank, National Association
KAIMUKI SHOPPING CENTER BRANCH · 3221 Waialae Ave · 96816
Bank of Hope
ALA MOANA CENTER BRANCH · 1450 Ala Moana Blvd · 96814
Sunflower Bank, National Association
HONOLULU BRANCH · 500 Ala Moana Boulevard, Suite 2a · 96813
Hawaii National Bank
MAIN BRANCH · 45 N King St · 96817
Commonwealth Business Bank
KAPIOLANI BRANCH · 1357 Kapiolani Blvd · 96814

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (3)

Maile Pink Market
Grocery Store · 87-368 Farrington Hwy
Sack N Save Nanakuli 33
Super Store · 87-2070 FARRINGTON HWY
7-Eleven 54103
Convenience Store · 85-997 Farrington Hwy
Nearest Snap · NameHygienic Store
Nearest Snap · Distance3.3 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameHONOLULU JAPANESE CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$13,093,972,173
Federal Spending · Per Capita12,881.33
Federal Spending · Population1,016,508 people

Sources: USAspending API

Other

Pct Drove Alone55.1%
Pct Public Transit8.1%
Pct Walked9.8%
Retirement Score · Median age43.0 years (vs Hawaii 40.0y)
Retirement Score · Ss Household Pct34.3%
Retirement Score · Hospitals Nearby10
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12